Terms of Use

1. Purpose of the Website

The Website provides general information about insurance options, including coverage that may help with final expenses, and allows you to request additional information or assistance from an insurance professional.

“Legacy Gift Plan” is a marketing name. The name itself is not an insurance policy or a guarantee of benefits. Any insurance coverage is issued by the insurer identified in the applicable application and policy documents.

2. Insurance Disclosures

This Website is a solicitation for insurance. Coverage availability, amounts, rates, and eligibility may vary. Not all applicants will qualify.

Submitting a form or requesting information does not apply for, purchase, bind, or activate insurance coverage. Coverage becomes effective only as specified by the issuing insurer and the applicable policy documents.

Any examples, descriptions, or estimates are for general informational purposes. Actual premiums, benefits, exclusions, limitations, waiting periods, and eligibility requirements depend on the insurer, product, state, and applicant. The insurance policy and related documents control if they differ from information on this Website.

Products and services may not be available in every state. Insurance transactions must be handled by appropriately licensed professionals where required.

3. No Professional Advice

Website content is not individualized legal, tax, financial, or estate-planning advice. Consult an appropriately qualified professional about your circumstances before making decisions. An inquiry through this Website does not create an attorney-client or other advisory relationship.

4. Eligibility and Information You Submit

You must be at least 18 years old to submit an inquiry through the Website. Provide accurate information and submit personal information only for yourself or for someone you are authorized to represent. You are responsible for updating contact information when needed.

Do not impersonate another person or submit false, misleading, unlawful, or unauthorized information.

5. Communications About Your Request

When you request information, we may respond using the contact details you provide, subject to applicable law and your preferences. Marketing calls, automated calls, prerecorded messages, and text messages will be made only where permitted and with any legally required consent.

Any specific consent you provide through a form or separate agreement governs the communications covered by that consent. These Terms do not independently authorize automated marketing calls or texts. You are not required to consent to marketing calls or texts as a condition of purchasing insurance.

You may unsubscribe from marketing emails, reply STOP to marketing text messages, or request that marketing calls stop. Additional information is provided in our Privacy Policy.

6. Acceptable Use

You may use the Website for lawful, personal purposes. You may not:

• Disrupt the Website, introduce malicious software, or attempt unauthorized access.
• Use automated tools to scrape information, submit bulk inquiries, or interfere with operation without our written permission.
• Copy, republish, sell, or commercially exploit Website content without permission, except as permitted by law.
• Use the Website for fraud, harassment, impersonation, or other unlawful conduct.

We may restrict access when reasonably necessary to address misuse or protect the Website.

7. Intellectual Property

Website text, graphics, logos, designs, and other materials are owned by us or our licensors and are protected by applicable intellectual property laws. You may view and print content for personal, noncommercial use, provided you retain applicable copyright and proprietary notices. No ownership rights are transferred to you.

8. Third-Party Links and Services

The Website may link to third-party websites or refer you to independent insurance professionals or providers. We do not control their websites, statements, or services. Your dealings with those parties may be governed by separate terms, privacy notices, applications, and insurance contracts.

9. Website Availability and Disclaimers

We aim to provide useful, accurate information, but Website content may contain errors or become outdated. We may change, suspend, or discontinue content or features at any time.

To the extent permitted by applicable law, the Website is provided “as is” and “as available,” without warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and noninfringement. We do not guarantee uninterrupted access or that the Website will be free of errors or harmful components.

These Website disclaimers do not alter the terms or obligations of an insurance policy.

10. Limitation of Liability

To the extent permitted by applicable law, we and our service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Website.

Nothing in these Terms excludes liability that cannot lawfully be excluded, limits nonwaivable consumer rights, or changes an insurer’s obligations under an insurance policy.

11. Privacy

Our Privacy Policy describes our handling of personal information. Please review it at legacygiftplan.com/privacy-policy/.

12. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules, except where applicable law requires otherwise. Nothing in these Terms deprives you of protections or rights that cannot be waived under the law applicable to you.

13. Changes to These Terms

We may revise these Terms and post the revised version with an updated effective date. Revisions apply prospectively. Your continued use after changes become effective constitutes acceptance of the revised Terms, subject to any additional notice or acceptance requirements imposed by applicable law.

14. General Provisions

If a provision is found unenforceable, the remaining provisions remain in effect to the extent permitted by law. A failure to enforce a provision does not waive our right to enforce it later. These Terms govern Website use; separate agreements and insurance documents govern any products or services you obtain.

15. Contact Us

For questions about these Terms, contact: